Perfios Responsible Disclosure Program

Program Type: Private Launched: Feb. 2, 2026 Ongoing

At Perfios, we prioritize the security and integrity of our services. To strengthen this commitment, we're introducing the Perfios Responsible Disclosure Program. This initiative invites security researchers to responsibly disclose potential vulnerabilities they discover, helping us enhance the safety and resilience of our platforms. Through collaboration, we aim to continuously improve our security posture and protect our users.

Total Submissions

223

Total Researchers

16874

~

Testing Cycles

1453

Submission Rate

0.86%

Perfios

About
Perfios Software Solutions is India’s largest SaaS-based B2B fintech software company empowering 1000+ FIs to take informed decisions in real-time. Headquartered in Bangalore, India Perfios specializes in real-time credit decisioning, analytics, onboarding automation, due diligence, monitoring and more. Perfios’ core data platform has been built to aggregate and analyze both structured and unstructured data and provide vertical solutions combining both consented and public data for the BFSI space catering to their stringent Scale Performance, Security and other SLA requirements. Perfios has recently raised funding of $229 Million in Series D round from Kedaara capital. The other investors are Warburg Pincus and Bessemer Venture Partners. The latest round of funding has taken the total funding raised by Perfios to $384 Million.
Organization Details
Name
:
Perfios
Website
: https://www.perfios.com/
LinkedIn
: https://www.linkedin.com/company/perfios/

Rewards Listing

Shown in INR
Technical Severity Created ₹ Reward Range (INR)
P1 · Critical 02 Feb 2026
₹10000.00  –  ₹15000.00
P2 · Severe 02 Feb 2026
₹5000.00  –  ₹10000.00
P3 · Moderate 02 Feb 2026
₹2000.00  –  ₹5000.00
P4 · Low 02 Feb 2026
₹500.00  –  ₹2000.00
P5 · Informational 02 Feb 2026 Certificate of Appreciation
Rewards are indicative and may vary based on impact, quality, and report clarity.
Certificate of Achievement

Earn Recognition for Your Contributions

This program awards certificates to researchers for their significant contributions and achievements. Researchers can be granted a certificate for their accepted reports by the organization, recognizing their effort and success.

SLA - Service Level Agreement
Resolution SLAs

Defined resolution targets for reported vulnerabilities

P1 7d
P2 14d
P3 30d
P4 60d
P5 90d
Program Rules

Security researchers must not:

  • Test any system other than the systems set forth in the ‘Scope’ section above.
  • Disclose vulnerability information except as set forth in the ‘Reporting a Vulnerability’ and ‘Disclosure’ sections below
  • engage in physical testing of facilities or resources,
  • engage in social engineering,
  • send unsolicited electronic mail to Perfios users, including “phishing” messages.
  • execute or attempt to execute “Denial of Service” or “Resource Exhaustion” attacks,
  • introduce malicious software,
  • test in a manner which could degrade the operation of Perfios systems or intentionally impair, disrupt, or disable Perfios systems,
  • test third-party applications, websites, or services that integrate with or link to or from Perfios  systems, Perfios data, or render Perfios data inaccessible, or
  • use an exploit to exfiltrate data, establish command line access, establish a persistent presence on Perfios systems, or “pivot” to other Perfios systems.

Security researchers may:

  • View or store Perfios nonpublic data only to the extent necessary to document the presence of a potential vulnerability.

Security researchers must:

  • cease testing and notify us immediately upon discovery of a vulnerability,
  • cease testing and notify us immediately upon discovery of an exposure of nonpublic data, and
  • Purge any stored Perfios nonpublic data upon reporting a vulnerability.
Eligibility to Participate
  • Age: Participants must be 18 years of age or older at the time of entry.
  • Affiliation: Individuals affiliated with Perfios, including employees, contractors, and their immediate families, are not eligible to participate.
  • Country of Residence: We accept submissions globally.
  • Compliance: Researchers must be in full compliance with all terms and conditions of the Perfios Bounty Initiative.
Out of Scope

Denial of Service (DoS) & Rate-Limiting

  • Resource-exhaustion attacks (API flood, large/mass uploads, oversized payloads)
  • Rate-limiting bypass on non-sensitive endpoints, brute-force against non-critical functions, automated stress tools (LOIC, JMeter)

Tool/Scanner-Generated or Informational Findings

  • Automated-only reports without PoC or demonstrable impact (e.g., outdated-library alerts)
  • Informational/low-risk issues: version disclosures, missing security headers (X-Frame-Options, X-Content-Type-Options), stack traces, debug messages, deprecated HTML/CSS/JS

Authentication & Session Management – Low-Impact

  • Missing HttpOnly/Secure/SameSite flags on non-sensitive cookies
  • Logout-CSRF or minor logout-flow quirks
  • No account-lockout on brute-force against non-critical endpoints

Client-Side/UI/UX Only

  • Typos, broken links, layout or alignment bugs
  • Client-side validation bypasses with no server-side impact

Test Accounts & Social Engineering

  • Attacks requiring social engineering, phishing, physical/insider access
  • Use of test/demo/default credentials not provisioned by the program

Other Generic Exclusions

  • Clickjacking on non-sensitive pages
  • DNS/SPF/DMARC misconfigurations without a viable exploit
  • Email-spoofing absent actionable domain-level impact
  • Open ports/services with no proven risk
  • Missing or overly broad Content-Security-Policy not leading to XSS
  • Physical security attacks against offices, data centers, or any physical assets
  • Third-party platforms/components not under our direct control
  • Unconfirmed reports: lacking a clear PoC or detailed reproduction steps
Follow the Rules and Scope

Carefully review and understand the rules and scope of the bug bounty program. Each program has specific guidelines, eligibility criteria, and a defined scope of systems, applications, or services that are in-scope for testing. Focus your efforts on these areas to ensure your findings are eligible for rewards.


Provide Detailed Reports

When reporting a vulnerability, commit to providing clear and comprehensive details to help the organization reproduce and validate your findings. Include step-by-step instructions, proof-of-concept code if applicable, and any other relevant information that can assist the organization's security team in understanding and verifying the issue.


Collaborate Professionally

Engage in professional communication with the organization's security team. Be responsive to any requests for clarification, additional information, or coordination during the vulnerability verification process. Maintain open and respectful communication throughout the entire process, understanding that both parties are working together to improve security.


Responsible Disclosure

Always adhere to responsible disclosure practices. When you discover a vulnerability, avoid exploiting it for malicious purposes or sharing it with unauthorized parties. Instead, immediately report the vulnerability to the program organizers following the reporting process outlined in the program guidelines. This allows the organization to address the issue before potential harm can occur.


Safe Harbor

Researchers participating in our programs are expected to adhere to specific Safe Harbor provisions. They are assured Legal Protection; by complying with all program terms, they're granted a legal safe harbor, ensuring they won't face lawsuits or legal actions for their reported findings. Participants also commit to Responsible Disclosure, providing ample time to address and rectify vulnerabilities and doesn't disclose any findings publically what so ever. Testing should be confined only to systems they have explicit authorization to assess. Furthermore, during the assessment, data access should be minimized, focusing only on what's necessary to validate a vulnerability, and retaining no user data beyond what is absolutely required.


Support